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Illustration of private college campuses at dusk with a declining red chart line, a one-in-six pie chart, and financial reports on a desk, with the headline Moody's: one in six private colleges projected to run operating losses in 2026

Moody’s Predicted 2026 Would Break More Private Colleges. Nine Months In, Here’s the Scorecard

Introduction In November 2025, Moody’s Ratings warned that 2026 would be the year one in six private colleges could no longer cover day-to-day costs with the cash their operations bring in. Nine months into that year, most of the evidence points the same way, though not everywhere. The agency projected that 16% of private institutions would post negative EBIDA margins...

Illustration of the America.gov federal services portal on a laptop and phone, with service icons for passports, benefits, veterans and Medicare. AI-generated illustration.

America.gov: What the New Federal Portal Can Do for Passports and Name Changes Today and What’s Still Coming

Introduction The federal government opened a new front door on Sept. 29, 2026. America.gov is an AI-assisted portal meant to replace the hunt across agency websites with a single place to ask a question and, eventually, finish the task. Two of the most common reasons Americans deal with Washington are getting a passport and updating their name after a marriage,...

AI-generated illustration. The graduate, scale and setting are not real people or places.

Should Washington Stop Lending for College Majors That Don’t Pay Off? A New Federal Rule Already Does

Bailey Pennington borrowed $12,000 to go to cosmetology school. Pennington now pays about $150 a month on that loan and told The Christian Science Monitor that standing out in the field “doesn’t always work for everyone.” Under a federal rule that takes full effect next July, students in programs like that one could soon lose access to the kind of...

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